ATrato Pago

It is a new alternative for the purchase of high-cost bicycles or accessories, offering each of our digital customers financing to complete the purchase.

How do I apply for financing?

1. Make your request on the Atrato page or Mobile app

Go to the application section, select the branch where you will make your purchase - Specialized -, enter your data and that's it! In less than 3 minutes and does not require any documents. You will receive a confirmation email and a verification PIN number via SMS.

2. Receive a pre-approval response to your application.

In a few minutes you will have an email answer if your request is rejected or approved, after this you must continue with the data verification.

3. Upload your documents

Atrato will send you the information and link to upload the necessary documents to validate your information such as: identity, address and, if necessary, your income.

4. Validation of documents and data

An Atrato agent will contact you to verify that all the documentation is valid.

5. Acceptance of offer and signature

Once the information is verified, they will send you the offer and payment scheme, along with your digital contract for signature.

6. Authorization

Atrato will inform us that your credit is ready and one of our SPECIALIZED Mexico collaborators will contact you to confirm if the items are already in the store or the estimated date they will be available according to the characteristics you requested.

You can make payments for your purchase in cash at BBVA ATMs and windows, in convenience stores, and by electronic transfer to the data that Atrato gives you when they authorize your credit.

What can I buy with ATrato?

All you need! Write us through chat, WhatsApp or email to [email protected], make a quote for your bike and accessories. Request the amount in your financing with Atrato :) and in less than 1 week* you will be ready to go riding with your new bike.

Why A Trato Pago?

Have you already decided to ride or do you want to change your bike for one with better features, but you cannot make such a large expense in the short term? Atrato is a financing system so you can enjoy what you need today and pay in monthly installments in an accessible way and without relying on a card.